The PMJAY Beneficiary Portal is an online platform that allows eligible families to access services under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). Through this portal, beneficiaries can check their eligibility, search family details, complete e-KYC and access Ayushman Card-related services.
The scheme provides eligible families with health coverage of up to ₹5 lakh per family per year for secondary and tertiary hospitalisation at empanelled hospitals. It is designed to reduce the financial burden of medical treatment, particularly for economically vulnerable households.
In 2026, beneficiaries can use the official online portal to check their records and access available services. Here is a step-by-step guide to the PMJAY Beneficiary Portal login, eligibility check and Ayushman Card download process.
PMJAY Beneficiary Portal 2026: Overview
| Details | Information |
| Scheme Name | Ayushman Bharat PM-JAY |
| Full Form | Pradhan Mantri Jan Arogya Yojana |
| Portal Name | PMJAY Beneficiary Portal |
| Responsible Authority | National Health Authority (NHA) |
| Main Purpose | Beneficiary verification and Ayushman Card services |
| Health Coverage | Up to ₹5 lakh per eligible family per year |
| Login Method | Mobile number and OTP |
| e-KYC | Available through supported verification methods |
| Official Portal | https://beneficiary.nha.gov.in/ |
What Is the PMJAY Beneficiary Portal?
The PMJAY Beneficiary Portal is an online service developed to help eligible individuals and families access their Ayushman Bharat scheme records. It provides a facility to search beneficiary information and complete the necessary verification process for obtaining an Ayushman Card.
The portal is particularly useful for people who want to confirm whether their family is included in the eligible beneficiary database. It also helps existing beneficiaries check their card-related information and complete pending verification.
Users should access the official NHA website rather than relying on unofficial websites that claim to provide Ayushman Card registration or approval services.
How to Login to the PMJAY Beneficiary Portal 2026
Beneficiaries can access the portal using their mobile number and OTP verification. Follow these steps:
- Visit the official website: https://beneficiary.nha.gov.in/.
- Select the Beneficiary login option.
- Enter your 10-digit mobile number.
- Click on the verification option.
- Enter the OTP received on your registered mobile number.
- Complete the authentication process.
- After successful login, access the available beneficiary services.
The portal may ask you to provide additional information depending on the service you want to use.
How to Check Your Name in the PMJAY Beneficiary List?
If you want to know whether your family is eligible for Ayushman Bharat benefits, you can use the beneficiary portal.
Follow this process:
- Open the PMJAY Beneficiary Portal.
- Select the Beneficiary login option.
- Enter your mobile number and verify through OTP.
- Access the beneficiary search facility.
- Select the relevant state and scheme details.
- Choose an available search method, such as Aadhaar or family identification details.
- Enter the required information and submit your search.
- Check the displayed beneficiary and family details.
If your name appears in the eligible beneficiary records, follow the available instructions for verification and card generation.
Important: PM-JAY is an entitlement-based scheme. Simply creating an account on the portal does not automatically make someone eligible. Eligibility depends on the applicable government beneficiary records and scheme rules.
How to Complete PMJAY e-KYC Online?
e-KYC is an important step in verifying a beneficiary’s identity before the Ayushman Card is issued.
The general process is:
- Login to the beneficiary portal.
- Search for your name in the beneficiary database.
- Select the relevant family member.
- Choose the available e-KYC option.
- Complete identity verification using the supported authentication method.
- Submit the details for verification.
- Check the application or card status after submission.
Depending on the case, additional verification or approval may be required. Once the card is approved and generated, the download option becomes available.
How to Download an Ayushman Card Online?
Eligible beneficiaries can download their Ayushman Card after completing the required verification and approval process.
- Visit https://beneficiary.nha.gov.in/.
- Login using your registered mobile number.
- Search for your beneficiary details.
- Select the approved family member.
- Look for the available Download Card option.
- Download the generated Ayushman Card.
- Save a digital copy or print it for future use.
Make sure that the beneficiary details printed on the card are correct. If the card is not available for download, check the verification status or contact an authorised assistance centre.
PMJAY Scheme Benefits for Eligible Families
The Ayushman Bharat PM-JAY scheme provides several healthcare benefits to eligible families.
- ₹5 lakh health cover: Annual coverage of up to ₹5 lakh per eligible family.
- Cashless treatment: Eligible beneficiaries can access covered treatment at empanelled hospitals.
- Family coverage: The scheme does not impose a general family-size or age limit on eligible families.
- Pre-existing diseases: Covered from the first day of eligibility.
- Hospitalisation expenses: Includes eligible treatment, medicines, diagnostics and other covered expenses.
- Nationwide portability: Beneficiaries can access covered services at empanelled hospitals across India.
The actual treatment covered depends on the scheme’s approved health benefit packages and applicable conditions.
Important PMJAY Official Links
| Service | Official Link |
| Beneficiary Login | https://beneficiary.nha.gov.in/ |
| PM-JAY Official Website | https://pmjay.gov.in/ |
| NHA Website | https://nha.gov.in/ |
| Grievance Portal | https://cgrms.pmjay.gov.in/ |
| Hospital Information | https://hospitals.pmjay.gov.in/ |
These links help beneficiaries access scheme information, verification services and support.
Ayushman Sarathi WhatsApp Service
The National Health Authority introduced the Ayushman Sarathi WhatsApp chatbot on 29 June 2026. It provides access to several PM-JAY services, including eligibility checks, Ayushman Card downloads, e-KYC, treatment history, hospital searches and grievance assistance.
Beneficiaries can send Hi to +91 72908 23838 on WhatsApp to access the chatbot services.
Frequently Asked Questions (FAQs)
What is the official PMJAY Beneficiary Portal?
The official beneficiary portal is https://beneficiary.nha.gov.in/. It provides access to beneficiary search, verification and Ayushman Card services.
How can I login to the PMJAY Beneficiary Portal?
Visit the official website, select Beneficiary, enter your mobile number and complete OTP verification.
Can I download my Ayushman Card online?
Yes. Eligible beneficiaries can download their card through the official portal after completing the required verification and approval.
Is the Ayushman Bharat scheme free?
Eligible beneficiaries can receive covered healthcare services without paying for those services at empanelled hospitals, subject to scheme conditions.
What is the annual PMJAY health coverage?
The scheme provides health coverage of up to ₹5 lakh per eligible family per year.
What should I do if my Ayushman Card is not showing?
Check your beneficiary details and e-KYC status. If the issue continues, contact an authorised CSC, empanelled hospital or the PM-JAY helpline at 14555.
